I few blog articles or keynotes are crossing my wires but there are a few details that are razor sharp. There was some research that said that there is a pattern for savers. That is groups that have a larger vocabulary to describe the future or future events save less and groups that have fewer save more.
But this got me to thinking…
(a) ration of savers to spenders based on age
(b) ration of savers to spenders based on profession
© ration of savers to spenders based on income